Answer a few questions and discover your coverage gap in under 2 minutes.
Eric S. Jancik · IRS EA · Licensed Insurance Agent
Step 1 of 4
About You
Let's start with the basics to personalize your results.
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How much per month do you want in retirement?
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Check ssa.gov — enter 0 if unsure.
Step 2 of 4
Assets & Savings
Include everything that could generate retirement income. Enter 0 if not applicable.
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Enter estimated sale value or appraised book value — enter 0 if not applicable.
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Step 3 of 4
Liabilities & Coverage
Understanding what you owe helps us size your GBU coverage recommendation.
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GBU Paid-Up 65 provides $70,000 immediate death benefit + approx. $40,000 cash value at retirement.
Your Results
Your Retirement Snapshot
Based on your inputs — here is where you stand today.
Projected Monthly Retirement Gap
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Monthly income shortfall in retirement
$0—
Projected Savings at Retirement
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Estimated nest egg at retirement
Recommended Coverage
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Total life insurance recommended
Net Worth Today
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Total assets minus total liabilities
Est. GBU PU-65 Monthly Premium
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Approximate Paid-Up 65 whole life cost
GBU Policy Summary
$70,000
Immediate Death Benefit
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Expected Cash Value at Retirement
Whole Life + Term Rider
Premiums end at age 65
⚠ Estimates Only: Death benefit and cash value figures are estimates for illustrative purposes. Actual amounts will vary based on your application, age, health classification, and policy terms. Contact Eric S. Jancik for a personalized GBU illustration.
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Eric S. Jancik
IRS Enrolled Agent · Licensed Insurance Agent
Ready to close your retirement gap with a GBU Paid-Up 65 policy?
This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or legal advice.
Results are based on information provided and general actuarial assumptions. Actual policy terms, premiums, and coverage amounts will vary.
· Eric S. Jancik, IRS EA, Licensed Insurance Agent
· eric@hhaccounting.co
· www.HHaccounting.co